How Much Does a Pool Really Cost?

Published Apr 13, 2026 · 6 min read

A pool's sticker price is just the beginning. The total cost of ownership over 10 years can be 2-3Γ— the installation cost.

Installation Costs (2026)

TypeCost Range
Above-ground$2,000-$8,000
Fiberglass (inground)$30,000-$60,000
Vinyl liner (inground)$25,000-$50,000
Concrete/gunite$50,000-$100,000+

Annual Operating Costs

ExpenseAnnual Cost
Chemicals$500-$1,000
Electricity (pump)$500-$1,200
Water$100-$300
Insurance increase$100-$500
Repairs/maintenance$500-$2,000
Total annual$1,700-$5,000
Try it: Use our Pool Volume Calculator to determine your pool's water capacity for chemical dosing.